Find out how much home you can afford right NOW!

Know exactly what you can afford before you start searching for a home.

Home Purchase Qualifier

Congratulations! You’re ready to buy a home

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre−approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre−approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

 

Do I Qualify?

To qualify for a mortgage, lenders typically want you to have a debt-to-income ratio of “(28-42)/(36-43).” This means that no more than 28% – 42% of your total monthly income (from all sources, before taxes) can go toward housing (depending on the lender and program), and no more than 36% – 43% of your monthly income can go toward your total monthly debt (including your mortgage payment).

Qualify Me Now!
  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
.

Get Your FREE Pre-Approval Letter Now!

Home Purchase Qualifier
Call / Text: (385)350-8580
Get Pre-Approved Here, Fast & Easy
Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE. Enter your zip code below to get started now!
Zip Code:
Call / Text: (385)350-8580
Get Pre-Approved Here, Fast & Easy
Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE. Enter your zip code below to get started now!
Zip Code:
What type of property are you purchasing?
Single Family Home
Condominium
Townhome
Multi-Family Home
Great! What type of property are you purchasing?
Single Family Home
Condominium
Townhome
Multi-Family Home
Estimate your Credit Score.
Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
Estimate your Credit Score.
Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
Yes
No
Is this your first property purchase?
Yes
No
Is this your first property purchase?
Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
What is your Current Property purchase Situation ?
Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
What is your Current Property purchase Situation ?
Primary Home
Secondary Home
Rental Property
How will this Property be used?
Primary Home
Secondary Home
Rental Property
How will this Property be used?
What is the purchase price of the new property?
$250,000 - $300,000
$301,000 - $350,000
$351,000 - $400,000
$401,000 - $450,000
$451,000 - $500,000
$501,000 - $548,000
$548,000+
What is the purchase price of the new property?
What is the purchase price of the new property?
What is the purchase price of the new property?
What is the purchase price of the new property?
What is the purchase price of the new property?
$250,000 - $300,000
$301,000 - $350,000
$351,000 - $400,000
$401,000 - $450,000
$451,000 - $500,000
$501,000 - $548,000
$548,000+
How much can you possibly put down?
$0
$1,000 - $2,500
$2,500 - $5,000
$5,000 - $7,500
$7,500 - $10,000
$10,000 - $25,000
$25,000 - $50,000
$50,000+
How much can you possibly put down?
$0
$1,000 - $2,500
$2,500 - $5,000
$5,000 - $7,500
$7,500 - $10,000
$10,000 - $25,000
$25,000 - $50,000
$50,000+
How much would you like to borrow?
$250,000 - $300,000
$301,000 - $350,000
$351,000 - $400,000
$401,000 - $450,000
$451,000 - $500,000
$501,000 - $548,000
$548,000+
How much would you like to borrow?
$250,000 - $300,000
$301,000 - $350,000
$351,000 - $400,000
$401,000 - $450,000
$451,000 - $500,000
$501,000 - $548,000
$548,000+
Adjustable
Fixed
What kind of rate do you prefer?
Adjustable
Fixed
What kind of rate do you prefer?
What is your gross annual household Income?
$25,000 - $50,000
$50,001 - $70,000
$70,001 - $90,000
$90,001 - $120,000
$120,001 - $160,000
$160,001 - $200,000
$200,001+
What is your gross annual household Income?
$25,000 - $50,000
$50,001 - $70,000
$70,001 - $90,000
$90,001 - $120,000
$120,001 - $160,000
$160,001 - $200,000
$200,001+
Employed
Not Employed
Self Employed
Military
What is your employment status?
Employed
Not Employed
Self Employed
Military
What is your employment status?
Yes
No
Bankruptcy, short sale, or foreclosure in the last 3 years?
Yes
No
Bankruptcy, short sale, or foreclosure in the last 3 years?
Yes
No
Are you working with real estate agent?
Yes
No
Are you working with real estate agent?
What is your Full Name?
What is your Full Name?
What is your Email Address?
What is your Email Address?
What is your phone number?
What is your phone number?
Thanks for Your Information Request! We have received your inquiry and are currently reviewing your information. One of our experts will follow up shortly to provide a FREE, personalized rate quote and one-on-one consultation. To speak with a mortgage expert immediately, call (385)350-8580 Our Experts Are Standing By and Look Forward to Speaking with You
Thanks for Your Information Request! We have received your inquiry and are currently reviewing your information. One of our experts will follow up shortly to provide a FREE, personalized rate quote and one-on-one consultation. To speak with a mortgage expert immediately, call (385)350-8580 Our Experts Are Standing By and Look Forward to Speaking with You