USDA Loans on the Cheap!

Get a FREE quote on a USDA Loan & save thousands of dollars per year.

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The Lowdown on USDA Loans...

Our USDA Loan Rates Are Low & Our Process is Quick & Painless

The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single-family direct homeownership loan, the single-family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan. This guide will help you figure out what these loans are and whether you qualify.

Though the terms and details of these loans differ, all offer very low effective interest rates (some are as low as 1 percent) and don’t require a cash down payment. To qualify, you need to have a decent credit history.

We’re here to make the USDA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE USDA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The USDA Loan Process

Here’s how our home loan process works:

  • Complete our simple USDA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a USDA Loan?

There are many benefits, including: no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Low Mortgage Insurance
  • No Loan Limits
  • Terms from 5 to 30 Years

 

Get Your FREE USDA Loan Quote Now!

I Want My FREE USDA Loan Quote!
Call / Text: (385)350-8580
Get Pre-Approved Here, Fast & Easy
Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE. Enter your zip code below to get started now!
Zip Code:
Call / Text: (385)350-8580
Get Pre-Approved Here, Fast & Easy
Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE. Enter your zip code below to get started now!
Zip Code:
What type of property are you purchasing?
Single Family Home
Condominium
Townhome
Multi-Family Home
Great! What type of property are you purchasing?
Single Family Home
Condominium
Townhome
Multi-Family Home
Estimate your Credit Score.
Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
Estimate your Credit Score.
Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
Yes
No
Is this your first property purchase?
Yes
No
Is this your first property purchase?
Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
What is your Current Property purchase Situation ?
Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
What is your Current Property purchase Situation ?
Primary Home
Secondary Home
Rental Property
How will this Property be used?
Primary Home
Secondary Home
Rental Property
How will this Property be used?
What is the purchase price of the new property?
$250,000 - $300,000
$301,000 - $350,000
$351,000 - $400,000
$401,000 - $450,000
$451,000 - $500,000
$501,000 - $548,000
$548,000+
What is the purchase price of the new property?
What is the purchase price of the new property?
What is the purchase price of the new property?
What is the purchase price of the new property?
What is the purchase price of the new property?
$250,000 - $300,000
$301,000 - $350,000
$351,000 - $400,000
$401,000 - $450,000
$451,000 - $500,000
$501,000 - $548,000
$548,000+
How much can you possibly put down?
$0
$1,000 - $2,500
$2,500 - $5,000
$5,000 - $7,500
$7,500 - $10,000
$10,000 - $25,000
$25,000 - $50,000
$50,000+
How much can you possibly put down?
$0
$1,000 - $2,500
$2,500 - $5,000
$5,000 - $7,500
$7,500 - $10,000
$10,000 - $25,000
$25,000 - $50,000
$50,000+
How much would you like to borrow?
$250,000 - $300,000
$301,000 - $350,000
$351,000 - $400,000
$401,000 - $450,000
$451,000 - $500,000
$501,000 - $548,000
$548,000+
How much would you like to borrow?
$250,000 - $300,000
$301,000 - $350,000
$351,000 - $400,000
$401,000 - $450,000
$451,000 - $500,000
$501,000 - $548,000
$548,000+
Adjustable
Fixed
What kind of rate do you prefer?
Adjustable
Fixed
What kind of rate do you prefer?
What is your gross annual household Income?
$25,000 - $50,000
$50,001 - $70,000
$70,001 - $90,000
$90,001 - $120,000
$120,001 - $160,000
$160,001 - $200,000
$200,001+
What is your gross annual household Income?
$25,000 - $50,000
$50,001 - $70,000
$70,001 - $90,000
$90,001 - $120,000
$120,001 - $160,000
$160,001 - $200,000
$200,001+
Employed
Not Employed
Self Employed
Military
What is your employment status?
Employed
Not Employed
Self Employed
Military
What is your employment status?
Yes
No
Bankruptcy, short sale, or foreclosure in the last 3 years?
Yes
No
Bankruptcy, short sale, or foreclosure in the last 3 years?
Yes
No
Are you working with real estate agent?
Yes
No
Are you working with real estate agent?
What is your Full Name?
What is your Full Name?
What is your Email Address?
What is your Email Address?
What is your phone number?
What is your phone number?
Thanks for Your Information Request! We have received your inquiry and are currently reviewing your information. One of our experts will follow up shortly to provide a FREE, personalized rate quote and one-on-one consultation. To speak with a mortgage expert immediately, call (385)350-8580 Our Experts Are Standing By and Look Forward to Speaking with You
Thanks for Your Information Request! We have received your inquiry and are currently reviewing your information. One of our experts will follow up shortly to provide a FREE, personalized rate quote and one-on-one consultation. To speak with a mortgage expert immediately, call (385)350-8580 Our Experts Are Standing By and Look Forward to Speaking with You